New Jersey Lyft Accident Lawyers
Specialized Lyft Injury Attorneys in Chatham, NJ Effectively Represent Clients and Fight for Fair Compensation in Rideshare Accident Cases in Morris County, Hudson County, Somerset County, Union County, and Throughout New Jersey
Hailing a ride on the popular ridesharing platform Lyft takes no more than a few taps on your smartphone screen. As easy as this process is, accidents happen all the time, and what started as a leisurely drive to your destination can quickly spiral into a nightmare if your driver causes an accident or someone else collides with you on the road. What happens if you are injured this way in a ridesharing accident? Will Lyft cover your losses? What about another at-fault driver? Will you have to pay out-of-pocket for accident-related losses and damages? Our New Jersey Lyft accident lawyers can answer your questions and will help you file a claim and secure compensation from the at-fault party’s insurer, so schedule a confidential, no-obligation case evaluation with Blume Forte Fried Zerres & Molinari’s Lyft injury attorneys in Chatham, NJ today.
Insurance Laws in New Jersey for Lyft and Rideshare Accidents
New Jersey is a no-fault insurance state. This means that motor vehicle accident victims must use their own insurance policies for compensation after an accident and to cover accident-related losses and damage such as medical treatment expenses and property damage. However, when ridesharing service providers such as Lyft are involved in an accident, Lyft’s commercial insurance policy may apply and can provide:
- $50,000 in injury liability per person
- $100,000 in injury liability per accident
- $25,000 for property damage
- $1.5 million in coverage (inclusive of uninsured and underinsured motorist coverage) as required by NJ Rev Stat § 39:5H-10 (2019) for death, bodily injury, and property damage
These coverage limits only apply if the Lyft driver either accepted a passenger and was driving to pick the passenger up or was already carrying a passenger when the accident in question occurred. For all other times such as if the driver’s Lyft app was turned off or the driver was not actively transporting or was not headed to pick up a passenger, their personal insurance will apply and the case will be handled like a regular motor vehicle accident claim.
Why You Need Experienced New Jersey Lyft Accident Lawyers in Your Corner
You might expect Lyft to happily cover your losses in the event of an accident. After all, the customer is always right, right? Unfortunately, for many injured victims, this is often not the case. Lyft may issue an outright denial of your claim based on assertions by Lyft and its insurers that you – the claimant – were at fault for the accident. Lyft or its insurers may even blame the driver and deny that the criteria required for Lyft to be liable were not met. Lyft or its insurer may fail to return your phone calls or emails and they may misrepresent the case facts or argue that the injuries for which you are seeking compensation were either caused by pre-existing conditions or that they were not serious enough for you to require medical treatment. Even if Lyft acknowledges your claim, accepts it, and agrees to compensate you, you may be offered a lowball compensation package that does not adequately cover your pain, suffering, lost income, medical treatment expenses, and other accident-related losses and injuries.
When this happens, you may have little recourse to help of any kind, unless you have our dedicated Lyft injury attorneys in Chatham, NJ fighting your case for you. We will:
- Gather evidence to substantiate your claim
- Obtain the official police report of the accident
- Obtain dash cam, security camera, and other recordings of the accident
- Interview eyewitnesses about what happened
- Review vehicle maintenance logs and driver driving records
- Determine what insurance policies and limits apply to your case
- Determine whether or not a trip was in progress
- Quantify your damages
- File a claim on your behalf
- Negotiate a fair settlement with Lyft and its insurers
- Fight for compensation in a courtroom trial if a fair settlement cannot be reached
Contact Our New Jersey Lyft Accident Lawyers Today for Assistance with Your Lyft Accident Injury Claim
Our Lyft injury attorneys in Chatham, NJ are just a call away. We have years of experience helping families all across New Jersey seek the compensation they deserve for their ridesharing accident injuries. We do not collect unless we win, and we offer free, no-obligation initial case evaluations. We will walk you through everything you need to know about your case and will relentlessly represent and safeguard your best interests every step of the way so contact us today to schedule a private case evaluation.
Frequently Asked Questions About Lyft Accidents in Chatham, NJ
As long as you can show that a certain loss, damage, or injury is accident-related, you can include it in your claim. This means you can include present and future medical bills, therapy costs, medicine costs, rehabilitative and assistive device expenses, lost wages, pain, suffering, and funeral/burial in your claim. We will work to gather the evidence needed to hold Lyft liable for your losses, and from there, we will fight for the fair compensation you deserve.
As per New Jersey’s personal injury laws, you have two years within which to file a lawsuit. However, you should act right away and speak to our Lyft injury attorneys in Chatham, NJ right away since your insurer, Lyft’s insurer, and other parties such as your employer may have shorter filing deadlines that you must meet if you are to win the compensation you deserve. If you delay, Lyft or its insurer may argue that had your injuries been serious, you would have filed a claim sooner, and a delay in filing can be interpreted as a lack of cause for filing. Similarly, your employer or insurer may require you to file a claim or at least provide proof of an accident if you are to be covered in terms of lost wages and paid time off from work. Do not delay and act now by contacting our New Jersey Lyft accident lawyers today.