Can You File a Claim if Debris From a Truck Caused Your Crash?

Overturned trailer and scattered debris from a truck accident on a divided highway with traffic diverted and emergency response on site.

It’s a frightening scenario: you’re driving on a New Jersey highway when, suddenly, debris from a truck flies off and strikes your vehicle—or causes you to swerve and crash. Whether it’s unsecured cargo or parts falling off a poorly maintained rig, debris from a truck can lead to devastating accidents. But can you hold someone accountable for the damage and injuries you’ve suffered?

The answer is yes—under the right circumstances, you may be able to file a personal injury claim if truck debris caused your crash. Understanding your rights, and the legal process, is key to getting the compensation you need.

How Truck Debris Accidents Happen

Debris-related crashes can happen in the blink of an eye. One second, the road looks clear; the next, you’re dodging a steel beam, bouncing tire, or chunks of scrap metal.

Common Causes of Truck Debris Accidents

Truck debris accidents are usually the result of:

  • Improperly secured cargo
  • Worn or defective tires
  • Loose parts or panels
  • Negligent maintenance practices
  • Overloaded trailers or equipment
  • Shifting loads during transit

While some incidents involve items that fall directly from the truck and strike a vehicle, others involve chain-reaction crashes caused by drivers trying to avoid the debris.

Who’s Responsible When Debris from a Truck Causes a Crash?

Determining who’s at fault can be complex. Several parties may be legally responsible, depending on the circumstances surrounding the accident.

Potentially Liable Parties

  • Truck driver: If the driver failed to inspect the vehicle or knowingly drove with loose cargo, they could be held accountable.
  • Trucking company: Employers may be responsible for poor training, lack of maintenance, or pressure to overload trailers.
  • Cargo loaders: Third-party companies that load trailers can be liable if the load was not properly secured.
  • Maintenance providers: If the accident was caused by faulty repairs or ignored maintenance issues, the repair company may share blame.
  • Parts manufacturers: In some cases, defective equipment—like faulty tie-downs or tires—can be traced back to the manufacturer.

A successful personal injury claim requires identifying the responsible party or parties and proving their negligence led to the debris from the truck that caused your crash.

What You Need to Prove in a Truck Debris Accident Claim

Truck accident cases involving debris from a truck can be complicated—especially if you didn’t catch identifying details like a license plate number or company logo. But when evidence does exist to link the debris to a specific truck or trucking company, you may have a strong basis for a personal injury claim.

Key Elements of a Claim

To move forward with a claim, your legal team generally needs to establish that:

  • The debris originated from a commercial truck or trailer
  • The party responsible (driver, company, loader, or maintenance provider) failed to take reasonable safety precautions
  • That negligence directly caused your crash
  • You suffered injuries or financial losses as a result

This is why acting quickly after an accident is so important. Dash cam footage, witness statements, road cameras, or the type of debris itself can all help link the crash to a specific vehicle—and that’s often the key to building a successful case.

Similar Post: How Do You Navigate Insurance Claims After a Truck Accident in New Jersey?

What to Do After a Crash Caused by Truck Debris

If you’re involved in a truck debris crash, what you do next can make a big difference in your ability to recover compensation.

Take These Steps Immediately

  • Call 911 – Always report the accident, especially if you’re injured or your vehicle is damaged.
  • Document the scene – Take photos of your car, the debris, your injuries, and any nearby vehicles.
  • Look for witnesses – Eyewitness accounts can help prove the debris came from a specific truck.
  • Note identifying details – If you saw the truck, try to record its license plate number, company name, or color.
  • Seek medical care – Even if injuries seem minor, get checked out. Some conditions don’t appear until hours or days later.
  • Speak to a truck accident attorney – Legal help is essential for gathering evidence and dealing with insurance companies.

Common Injuries from Debris-Related Truck Crashes

Accidents caused by debris from a truck can lead to serious injuries—especially at highway speeds.

Typical Injuries Include:

These injuries may require long-term medical care, rehabilitation, and time off work—making fair compensation even more important.

Similar Post: Time is Money: Why Delaying Your Personal Injury Claim in New Jersey Could Cost You More Than You Think

Can You Still File a Claim If the Truck Didn’t Stop?

Yes. Even if the truck that dropped the debris didn’t stop or you didn’t get the license plate, all hope isn’t lost. Your attorney may be able to:

  • Use dash cam or surveillance footage from nearby businesses or toll booths
  • Investigate truck routes and manifests if the debris is linked to a commercial operation
  • Leverage witness statements to help identify the responsible truck
  • File an uninsured motorist claim under your own policy if no truck can be identified

Acting quickly is essential. The longer you wait, the harder it becomes to trace the source of the debris and prove liability.

How a Truck Accident Lawyer Can Help

Truck debris accidents are legally complex and often involve corporate insurance companies that will fight hard to avoid liability. A skilled lawyer can help you:

  • Investigate the source of the debris
  • Identify all liable parties
  • Preserve and collect key evidence
  • Calculate your total damages
  • Negotiate with insurance companies
  • Take the case to court if needed

A personal injury law firm that understands both the legal and logistical challenges of these cases can make all the difference.

Why Choose Blume Forte Attorneys at Law?

At Blume Forte Attorneys at Law, we understand the unique dangers posed by truck accidents—including those caused by debris. With decades of experience handling complex trucking claims across New Jersey, we know what it takes to hold negligent trucking companies, cargo handlers, and maintenance providers accountable.

When you work with us, you’re choosing a team that is:

  • Highly experienced in commercial vehicle accident litigation
  • Equipped to investigate even the most difficult cases
  • Backed by a track record of successful verdicts and settlements
  • Committed to providing compassionate, personalized service every step of the way

From securing accident reports to bringing in expert witnesses, we do what it takes to build a strong case for our clients. We understand how physically and emotionally traumatic these accidents can be—and we’re here to help you move forward.

Debris from a Truck Shouldn’t Derail Your Life—Blume Forte Attorneys at Law is Here to Help

If debris from a truck caused your accident, you don’t have to navigate the aftermath alone. At Blume Forte Attorneys at Law, we have the skill, resources, and dedication to help you recover full compensation for your injuries, vehicle damage, and other losses. Our legal team is known throughout New Jersey for standing up to trucking companies—and winning.

Let us be your go-to resource for tough cases like these. Whether your injuries are minor or life-altering, you deserve a legal team that knows how to handle the complexities of truck debris claims with confidence and care.

Contact us today at 973-845-4421 for a free consultation. Let’s get the justice—and the peace of mind—you deserve. We represent clients in Jersey City, Sea Girt, Chatham, and throughout New Jersey. 

Disclaimer: This blog is intended for informational purposes only and does not establish an attorney-client relationship. It should not be considered as legal advice. For personalized legal assistance, please consult our team directly.