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AUTOMOBILE
INSURANCE COVERAGE RECOMMENDATIONS
Failing to choose a no limitation on lawsuit policy directly and dramatically affects claims for injuries. It is our experience that insurance companies will not offer reasonable amounts to settle verbal threshold cases before trial, and they almost never make a reasonable settlement offer before seeking dismissal of the case by the Court. Some insurance companies, as a matter of policy, always take limitation on lawsuit cases to trial, significantly increasing both the time (until trial is reached) and costs incurred in bringing a claim. At trial, insurance companies will present the testimony of defense doctors, who invariably testify to the jury that any injuries sustained are not permanent. In short, a limitation on lawsuit/verbal threshold policy essentially eliminates the chances of obtaining a fair and prompt resolution of any claim for injuries sustained in an automobile accident. We recognize the burden of the additional cost involved in the purchase of a no limitation on lawsuit policy. However, we believe that the cost of not purchasing a no limitation on lawsuit policy, in light of the substantial difficulty in successfully obtaining fair, prompt and reasonable compensation for injuries, is far greater to you and your family. We strongly urge you to carefully consider all of the issues in making this very important decision which directly affects you and your loved ones. Should you have any questions, or seek further information regarding the legal ramifications of this and other automobile insurance issues, please contact us for a free consultation at your convenience.
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