Types of New Jersey Auto Insurance Policies and Coverages
In New Jersey, there are three types of automobile insurance policies available:
- A No Limitation on Lawsuit Policy (also known as a Zero Threshold policy)
- A Limitation on Lawsuit Policy (also known as a Verbal Threshold policy)
- A Mini-Policy (also known as a Basic Policy)
For more information with regard to the advantages and disadvantages of each of these types of New Jersey auto insurance policies, please click on the appropriate link below.
Zero Threshold (no limitations on lawsuits)
Verbal Threshold (limitations on lawsuits)
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