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HOW MUCH AUTOMOBILE INSURANCE COVERAGE SHOULD I BUY, AND WHAT KIND OF POLICY DO I NEED TO PROTECT MY FAMILY? General Considerations Regarding Liability Coverage: Liability coverage is what your insurance company will pay to someone else, to protect you and your assets in the event you are held responsible for an automobile accident. Obviously, insurance needs vary from person to person, but you should purchase enough liability coverage to protect your property, wages and other valuable assets in case you are sued. Additional liability insurance need not be costly, and incremental increases in coverage are usually quite reasonable in cost. We recommend that you purchase as much liability coverage as you can reasonably afford.
What
is the Verbal or Limitations on Lawsuit Threshold?
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